Catherine Morsink. I Spending Money: | Enjoying the Expense: I Paying for my house, car(s), and utilities? Low . ... your score is lower than 50 in enjoyment, you could use some help in living high. If your individual score on any item ...
Author: Catherine Morsink
Spend Low, Live High is a self-help book for busy people who are trying to find balance in their lives. Based on more than 50 years of collecting, testing, refining, and developing ideas, the author presents a sensible way of living well by managing time and money and maintaining good health. The book talks to readers in the conversational, sometimes humorous style of friends chatting over coffee. It offers alternatives rather than prescribing solutions. To find an appropriate spend low-live high lifestyle balance, readers are urged to compare potential savings in money with their cost in time and energy. The book reminds readers to choose realistic diet plans, practical fitness routines, and reasonable budget rules that can be maintained. Readers start their individualized approach by taking the "Two-timing Survey" focused on the ways they spend their time and money, compared with goals they would like to reach. Book chapters creatively address ten major issues: two-timing, savvy saving, casual organizing, crafty decorating, lazy gardening, domesticated cleaning, human conditioning, lighthearted eating, simplified meal planning, and naked traveling.
High-value raffles, Low-value High-value Ultra-highAttendees' high-value silent sponsorships, sponsorships, value auctions, capacity to Door Raffles and Low-value auctions, low-value mid-value live high-value live one-of-a-kind spend ...
Author: Rudolph A. Rosen
Publisher: Texas A&M University Press
Category: Social Science
There has never been a greater need for raising the funds necessary to promote the causes that will help build a sustainable future. In Money for the Cause: A Complete Guide to Event Fundraising, veteran nonprofit executive director Rudolph A. Rosen lays out field-tested approaches that have been among those that helped him and the teams of volunteers and professionals he has worked with raise more than $3 billion for environmental conservation. As Rosen explains, fundraising events can range from elite, black-tie affairs in large cities to basement banquets and backyard barbeques in small-town America. Money for the Cause runs the gamut, demonstrating methods adaptable to most situations and illustrating both basic and advanced techniques that can be duplicated by everyone from novice volunteers to experienced event planners. Each chapter begins with a pertinent, real-life anecdote and focuses on major areas of event fundraising: business plans and budgets, raffles and auctions, tax and liability matters, contract negotiation, games and prizes, site selection, food service, entertainment, publicity, mission promotion, food and drink service, and effective team building and use of volunteers. The author applies each topic to the widest possible range of events, providing practical detail and giving multiple examples to cover the differences in types of organizations and their fundraising activities. Whatever the funding objective may be, Money for the Cause: A Complete Guide to Event Fundraising is both a textbook and a practical reference that will be indispensable to anyone involved in mission-driven organizations, whether as a volunteer, a professional, a student, or an educator.
Little is known about the income/expenditure/ consumption needs of children in most developing countries and how these needs ... A low standard of living is often measured by using deprivation indicators (high deprivation equals a low ...
Author: Gordon, David
Publisher: Policy Press
Category: Political Science
This report provides a summary of the results from a major international research project, funded by UNICEF, on child rights and child poverty in the developing world.
If you pay your bills on time, keep credit card balances low, and apply for new credit sparingly, you should be in good shape. Having credit accounts and owing money on them does not mean you are a high-risk borrower with a low score.
Author: Michelle Singletary
Publisher: Ballantine Books
Category: Business & Economics
The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!”
Non-White individuals that live in low-income areas are more likely to reside more than 20 miles from a ... shows the average minutes spent traveling to grocery stores for shoppers who live in low-income areas with low, medium, and high ...
Author: Michele Ver Ploeg
Publisher: DIANE Publishing
The Food, Conservation, and Energy Act of 2008 directed the U.S. Dept. of Agr. to conduct a 1-year study to assess the extent of areas with limited access to affordable and nutritious food, identify characteristics and causes of such areas, consider how limited access affects local populations, and outline recommend. to address the problem. This report presents the findings of the study, which include results from two conferences of national and internat. authorities on food deserts and a set of research studies. It also includes reviews of existing literature, a national-level assessment of access to large grocery stores and supermarkets, analysis of the economic and public health effects of limited access, and a discussion of existing policy interventions. Illus.
Some athletes can increase their red cells with a strategy known as “train low, live high.” If you're able to live where the topography allows you to train near sea level but spend the remainder of your day and night in the clouds, ...
Author: Thomas H. Murray
Publisher: Oxford University Press
"Why are some technologies such as fiberglass vaulting poles and hinged skates accepted in sport while performance-enhancing drugs are forbidden? Yes, performance-enhancing drugs are against the rules, but the people who play and govern sport create those rules; rules can be changed. Should we level the playing field by allowing all competitors to use drugs that allow them to run faster or longer, leap higher, or lift more? In this provocative exploration of what draws us to sport as participants and spectators, Good Sport argues that the values and meanings embedded within our games provide the guidance we need to make difficult decisions about fairness and performance-enhancing technologies. Good Sport reveals what we care about in sport. It describes how the reckless use of biomedical enhancements undermines those values. Implicit in sport's history, rules and practices are values and meanings that provide a sturdy foundation for an ethics of sport that celebrates natural talents and dedication. The way a sport adapts to innovations in equipment, tactics and players makes visible its values and meanings. Performance-enhancing drugs distort the connection between natural talents, the dedication to perfect those talents, and success in sport. Through understanding the fundamental role of values and meanings, we can see not just what we champion in the athletic arena but more broadly what we value in human achievement"--
Others spend a considerable portion of their income on rent. There is thus not always a direct correlation between earnings and rentals paid: some comparatively high-income earners choose to live in low-cost accommodation.
Author: Sarah Charlton
Publisher: NYU Press
Category: Social Science
Politics and Community-Based Research: Perspectives from Yeoville Studio, Johannesburg provides a textured analysis of a contested urban space that will resonate with other contested urban spaces around the world and challenges researchers involved in such spaces to work in creative and politicised ways This edited collection is built around the experiences of Yeoville Studio, a research initiative based at the School of Architecture and Planning at the University of the Witwatersrand, Johannesburg. Through themed, illustrated stories of the people and places of Yeoville, the book presents a nuanced portrait of the vibrance and complexity of a post-apartheid, peri-central neighbourhood that has often been characterised as a ‘slum’ in Johannesburg. These narratives are interwoven with theoretical chapters by scholars from a diversity of disciplinary backgrounds, reflecting on the empirical experiences of the Studio and examining academic research processes. These chapters unpack the engagement of the Studio in Yeoville, including issues of trust, the need to align policy with lived realities and social needs, the political dimensions of the knowledge produced and the ways in which this knowledge was, and could be used.
use cooked, pureed sweet potatoes since they are good source of potassium which helps bring blood pressure down. ... If you want to make a smoothie to treat high blood pressure you can use low fat yogurt with live cultures because ...
Author: Dr. Elizabeth Wan
Regardless of whether you want to lose weight and treat medical conditions or if you are perfectly healthy and just want to boost your immune system and get on an anti-inflammatory diet to prevent degenerative diseases, Healing Smoothies 2nd Edition has a smoothie for you. Healing Smoothies 2nd Edition contains over 100 healthy smoothie recipes which include: * Smoothies for acne * Smoothies for allergies * Smoothies for arthritis * Smoothies for chronic pain * Smoothies for colds * Smoothies for constipation * Smoothies for depression * Smoothies for detoxification * Smoothies for diabetes * Smoothies for eczema * Smoothies for high blood pressure * Smoothies for menopause * Smoothies for pregnancy * Smoothies for stress management * Smoothies for urinary tract infections (UTIs) * Smoothies for weight gain * Smoothies for weight loss This smoothie diet book which has been written by a medical doctor also teaches you the nutrients found in various fruits, vegetables, nuts and seeds so that you can create your own healthy fruit smoothies, green smoothies, protein smoothies, vegan smoothies and chocolate smoothies.
Run only full loads in dishwasher and use low- or no-heat drying. • Use high-efficiency windows; use insulating window covers and close them at night and on sunny, hot days. • Clean refrigerator coils regularly. • Set thermostat as low ...
Author: G. Tyler Miller
Publisher: Cengage Learning
Featuring captivating photos and illustrations from National Geographic, Miller/Spoolman's LIVING IN THE ENVIRONMENT, 20th edition, empowers you with the knowledge and inspiration to make a difference in solving today's environmental issues. Emphasizing sustainability, the book presents clear introductions to multiple environmental problems along with balanced evaluations of potential solutions. Up-to-date coverage includes no-till farming, proposed changes to the Endangered Species Act, CRISPR gene editing, the phosphate crisis, genetically engineered foods, lithium supplies for batteries, threats to U.S. recycling, the use of economics to slow climate change and more. A focus on learning from nature highlights principles and applications of biomimicry. Exercises throughout sharpen your critical-thinking skills, while Core Case Studies give you practice applying what you've learned. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
Then , as now , tremendous inflation and reckless spending prevailed . As a result it was necessary for any one lending money to obtain a high return , as it cost so much to live . After the inflation ended in 1872 ...